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How is Premium different from Essential?

Premium members enjoy all the benefits of Essential membership plus a whole lot more. While Essential members can update their credit score and credit report monthly, Premium members can update this important data four times per month, so they can spot issues quicker. Premium members also enjoy stronger Identity Protection tools, including $1 million in Identity Theft Insurance, Full-Service Identity Restoration, Lost Wallet Protection and Assistance, more alerts, monitoring of court records, and more.

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