In addition to all the features of an Essential Membership, Elite Members also get $1 Million Identity Theft Insurance, Credit Monitoring for all three credit bureaus (TransUnion, Experian, and Equifax), and one monthly 3-Bureau Credit Report and Score Update. Elite members receive four monthly TransUnion Credit Report and Credit Score Updates, as opposed to the one monthly update available with an Essential Membership.
While Essential provides nine different Daily Credit and Identity Theft Alerts, Elite gives you access to 32 possible daily alerts. The Credit Alerts available only in Elite include Account Activity, Credit Score Changes, Collection Account Changes, Lost/Stolen Card Monitoring, and Foreclosure and Charge Off Monitoring. Elite Identity Theft alerts include Social Security Trace Monitoring, Internet Surveillance and Financial Account Takeover, Court and Criminal Monitoring, Sex Offender Monitoring, and Payday and Social Network Monitoring.
Elite Membership includes Instant Credit Inquiry Alerts and a Credit Score Simulator and Tracker. Elite members will also receive Lost Wallet Protection and Assistance, as well as Full-Service Identity Restoration with a US-Based Team if you become a victim of identity theft.